Just goes to show how some things are slightly or so much different here in the UK.
We call it a direct debit system, this is where an agreement is made with a company where you make a regular payment to them every week, month, or year. For example the regular charge paid to my internet supplier, that charge is then deducted from my current account each month.
I assume that is what you mean by "Auto Pay" and "Direct Deposit".
As for paying for anything by cheque (Note different spelling for UK) It is actively being discouraged over here, some companies actually refusing to accept payment by a cheque. The result is that I haven't written one for maybe three or four years as there is in most cases the means set up to pay by credit or debit card. Surprisingly there isn't yet anyone refusing cash, though that may mean a trip to a post office, bank, or even some normal shops who have "Paypoint" or "Payzone" facilities. That is a service where any company who has an account set up with that service you can then pay your bills for that company, for example the gas or electricity suppliers. The payment is then handled by the Paypoint or Payzone companies whose terminals are installed in the shop.
I may seem a bit paranoid, but I try to avoid paying for anything on line, you never know when that information stealing trojan has sneaked in through some backdoor just prior to doing the deal or even after you have swept the entire system by the regular Malware detecting and removing scans. It doesn't mean I don't buy anything on line, I am just very careful, and if I can buy something locally I will.
Nev.
