I think many, including yours truly, would argue that going AMD is
not "better". That Intel processor provides excellent support for VM environments. Yes, they cost a little more but the fact is, the processor is just one component among many. Going with a less expensive processor of
equal capability and quality does not significantly lower the over all costs, especially once you spread those costs over a normal 5-year life expectancy of the computer.
Please note I am not saying Intel is "better" either. I have nothing against AMD and am not "brand loyal" to Intel. I am saying the i7-8700K is a fine, fully capable and reliable processor that will serve you well. And I am saying both makers make excellent processors and no one brand is better than the other.
If one wants to compare processors, pick specific models to compare one-on-one, preferably in a "blind test" to eliminate biases, for it to be a valid comparison. Not entire brands.
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Windows is OEM which I am not hot about b/c it can only be used with this machine and if it breaks I am stuck.
Not if it "breaks". If your computer goes up in smoke and you need to reinstall Windows
as part of a repair process, it is perfectly legal to use the same license again.
What is not legal with an OEM license is using the same OEM license on a "new" computer. Just keep in mind that a new motherboard constitutes a new computer. So "upgrading" a computer with a new motherboard (even because the old board failed) is the same as getting a new computer. And such license transfers are not legal.
So if your current motherboard dies and you have to replace it as part of your repair, that is fine AS LONG AS you replace it with the same brand and model board, or the manufacturer's recommended replacement if the original is no longer available. You cannot use that opportunity to "upgrade" to a higher-end board.
But still, if you can stretch the budget to spring for a full retail, I would consider it. That license is legally transferable, over and over again, to new computers over the coming years AS LONG AS you uninstall it from all previous builds.
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That EVGA is an excellent PSU but 850 watts is way
way WAY overkill! As seen
here you could easily get by with a decent 350W supply. This is particularly true since you are using the processor's and motherboard's integrated graphics and not an added graphics card. Note I even padded the results by pushing your CPU to 100% utilization.
I happen to really like EVGA so IMO, that brand is a good choice. One thing I really like about them is they have extremely quiet fans - even when running at full speed!
But if me, I would go with their 550W or at most, the
EVGA 650W Gold which is currently on sale at MC for the nice price of $60. 650W (and even 550W) will give you plenty of headroom should you decide to add a power hungry graphics card some time down the road. You will even have enough head room to add a couple hard drives too (or better yet, SSDs).
Understand power supplies tend to operate most efficiently with a 50 - 70% load. While these "Gold" certified supplies have a relatively "flat" efficiency response curve, a 850W supply with those components will likely be run at less than 30% loads most of the time when they are least efficient. So you will be wasting more money in energy costs.
Note the savings in the purchase price going with the 650W supply will just about pay for the full "retail" license for W10 Pro!
That's what I would do!