Well yes its true you won't mismatch Dougie but most boards today have dual channel ram and you are missing the opportunity for a bit of speed there my friend.
I used to have issue after issue with memory until I realized there is no reason to buy a "pig'n a poke" so to speak and catch22 just phrased it better than I have: "Meaning, if you added a second stick of memory that might be a different brand you may introduce several unstable variables. One is that one stick is DDR3 2700 and the other DDR3 400, and possibly different default voltages-timings-cas latency. Most mobos of that era will try to dial in the lowest stick's speed." Ram is matched by cas latency, density and Ecc factor and not all memory lists all those ratings. Speed is really the least important factor having to do with compatibility.
I let everyone else do the work for me. When I pick a motherboard I go to the mfgr site and find the list of compatible tested ram and if I cannot buy one of those, I change the board, it is very simple. Since I started doing that I have never had an issue with memory. Often times I note that new boards have very little ram tested for them and when I see that I also move on. There are enough other problems that we have in building. Why take such a simple thing and make it complex?
I must admit I also have noted HP particularly shipping out desktops with mismatched ram quite often a while back, and was astonished with their resources they would stoop to such a stupid thing.