Well, actually I used to buy insurance through telemarketing. I normally don't go for any offer from a phone call. But bach them I was thinking of buying an insurance and haven't got a chance to compare all the products yet. But it's true that no one will buy a product they don't need just because it offered to them. In fact, bombard by telemarketing call could be really annoying. Especially when they start to be insisted. Put us in a situation where it will be a big loss for us if we don't buy the product. But what's more annoying is scam calls.I haven't got any of this call yet, only received a lot of text messages. But I heard from my cousin who lives in US, this has been a prevalent issue there. She ever got a phone call from someone claiming to be from Microsoft expert, saying that her computer infected with virus and try to gain access to her computer. Luckily, she didn't fall for it. I also read an article about robocall here . There are also a lot of different schemes use by scammers to lure their target. I wonder if the rule can completely shut down illegal calling. Even if it can't', at least it can help from getting bombarded by unwanted calls.